Investment Management

Investment Management

Our Approach to Investment Management


At TQM Wealth Partners, we provide comprehensive wealth management that goes beyond traditional investment management services. Your asset allocation will be rooted in your Comprehensive Financial Plan. Our planning process gives us a deep knowledge of your financial, human, and social capital, as well as of your future spending needs. As a result, we develop an investment strategy that gives you financial confidence and allows you to live the lifestyle you choose.


Our approach to managing your wealth is rooted in industry best practices - we take what we know works best and integrate these pieces into a unified capital growth strategy tailored to your personal financial situation, including but not limited to the following pieces:

  • Household Balance Sheet – a retooling of the conventional accounting balance sheet that reveals how well funded your lifestyle and legacy goals truly are while factoring in your capacity and tolerance for risk
  • The Critical Path – your minimum personal rate of return to fund your future lifestyle and spending goals, achieved through a future-proofed mixed-asset investment strategy that guides asset allocation over the long-term to meet your financial goals while minimizing short-term market volatility exposure
  • Advanced Legacy Planning – a holistic approach to optimizing wealth transfer strategies while controlling for the various risks associated with passing on wealth to the next generation

We take into account all aspects of your finances - from investments, to insurance, to tax considerations and legacy wishes. Our approach to crafting an investment plan is based on understanding your unique financial goals and needs as identified in your comprehensive financial plan. This tailored approach allows you to make informed decisions, ensuring your portfolio assets are working for you and not against you. With the right asset allocation, you can confidently pursue your lifestyle goals with a clear vision of what the future holds. Together, we create a strategy that delivers you the peace of mind that comes from having your investments aligned with your purpose, whatever it may be.


We effectively strategize around your personal financial reality to develop an investment portfolio allocation insulated from the effects of forces outside your control. We take the guesswork out of asset allocation and tailor a portfolio to your specific situation. And, most importantly, you'll know that your portfolio assets are appropriately allocated according to what's best for you, so you can be sure that your money is working for you.

We understand that finding an investment manager who will put your interests first can be difficult. That's why we believe in providing an end-to-end personalized experience tailored to your individual needs. We are committed to putting our clients’ objectives and goals at the center of everything we do, so you can trust that you will receive sound advice rooted in industry best practices.