The TQM Difference

TQM helps individuals and families protect their financial independence, preserve their legacies, and transfer their wealth efficiently. We leverage a Total Quality wealth management approach that includes assessing, protecting, and growing all types and sources of wealth in a transparent, tax-efficient, and fee-sensitive manner.

We take this degree of Care because we believe that financial planning is life planning. Wealth, when deployed and managed properly, maximizes the life experience. When people have a sense of security around their financial wealth, they can focus on what matters most to them and, in many cases, find an increased sense of purpose.

Our Team

Marcel V. Quiroga, RMA®

Founder and CEO

Marcel founded TQM Wealth Partners in 2016 with the purpose of providing objective advice through comprehensive financial and legacy planning to clients who value personalized counsel. As CEO, Marcel sets the strategic direction for the firm. She is also on TQM’s front lines as a Retirement Management Advisor (RMA) and financial advisor; her primary focus is on advanced planning to help clients protect, grow, and transfer their wealth to efficiently drive towards their goals while remaining grounded in their personal and family values.

Marcel holds a BSc in Business Administration from the Universidad Privada Boliviana. She is also a Certified RMA with over 25 years of experience. Marcel has held numerous positions in the financial planning and advisory industry as Chief Relationship Officer at Capital Formation Group, as well as at both Merrill Lynch and Morgan Stanley as a financial advisor. She has also held leadership positions at several financial institutions in Bolivia.

Marcel is heavily involved in her community. She is the founder of The Legacy Dialogues, which she created with the purpose of inspiring others to pursue philanthropy. She is also an active volunteer for the Alpha in Spanish program at her Church, on the Board of Overseers at Salem State University, and a founding member and former Chair of the Latino Council for Boston Children’s Hospital. When Marcel is not in the office or volunteering, she enjoys spending time with family, reading, meditating, and doing yoga.

Jordi A. Bakovic, MBA

Operations Manager

Jordi joined TQM Wealth Partners in 2017 as an Operations Manager. He supports TQM’s client service, developing financial plans and delivering on client financial needs. In addition to working with clients, Jordi manages TQM’s compliance and technology infrastructure. He is also responsible for managing vendor partnerships.

Jordi holds an MBA from Salem State University and a BSc in Animal Science from UMass Amherst. Prior to joining the TQM team, Jordi worked in the Human Resources department at Boston Children’s Hospital, where he was instrumental in stakeholder management. Currently, Jordi is pursuing his Certified Financial Planner designation.

Outside of work, Jordi loves spending time with his family. He is passionate about including them in his hobbies and interests. Jordi is also an avid traveler; he enjoys exploring natural wonders throughout the world, tasting local cuisines, and visiting his native Bolivia whenever he gets the chance.

Miguel A. Rios, MIB

Wealth Adviser

Miguel joined TQM in 2020 as a Business Development Manager and currently serves as a Wealth Adviser. In this role, he assesses clients’ overall financial picture, understanding their needs and developing a comprehensive plan for financial independence and legacy-building. He then stewards clients through their financial decisions to ensure they are in line with their long-term objectives.

Miguel holds a Master of International Business from Florida International University, Chapman Graduate Business School as well as a BSc in Business Administration and a Finance specialization from Universidad Mayor de San Simon. He brings over 16 years of prior experience in the financial industry, having worked in executive positions in compliance and risk management to deliver comprehensive financial risk analyses to clients. He is also highly trained and experienced in Anti-Money Laundering procedures.

Outside of work, Miguel loves spending time with his family. He especially loves going to parks and watching movies with his daughters and wife. When Miguel is not in the office or spending time with his family, he loves to engage with his community. He volunteers at Maggie’s Magic Garden — a community garden located in Manhattan. Miguel is also the Secretary of the Great Neck Rotary Club.

Maja Badzak

Administration and Marketing

Maja joined the TQM team in 2021 as an Executive Assistant and Marketing Coordinator. She is a critical utility player on the team; her responsibilities include client onboarding, information system management, marketing management, and office administration.

Maja has a bachelor’s degree in tourism and relationship management from Kristiania University College in Norway. Her prior experience is in tourism, communications, and publishing.

When not in the office, Maja is inspired daily by her husband and her children. You can find her on various Marblehead soccer fields dropping off, picking up, and cheering on her son and daughter. She loves to spend time outdoors with her family and friends as well as cooking up delicious recipes for loved ones.