The TQM Difference
TQM helps individuals and families protect their financial independence, preserve their legacies, and transfer their wealth efficiently. We leverage a Total Quality wealth management approach that includes assessing, protecting, and growing all types and sources of wealth in a transparent, tax-efficient, and fee-sensitive manner.
We take this degree of Care because we believe that financial planning is life planning. Wealth, when deployed and managed properly, maximizes the life experience. When people have a sense of security around their financial wealth, they can focus on what matters most to them and, in many cases, find an increased sense of purpose.
Marcel V. Quiroga, RMA®
Founder and CEO
Marcel founded TQM Wealth Partners in 2016 with the purpose of providing objective advice through comprehensive financial and legacy planning to clients who value personalized counsel. As CEO, Marcel sets the strategic direction for the firm. She is also on TQM’s front lines as a Retirement Management Advisor (RMA) and financial advisor; her primary focus is on advanced planning to help clients protect, grow, and transfer their wealth to efficiently drive towards their goals while remaining grounded in their personal and family values.
Marcel holds a BSc in Business Administration from the Universidad Privada Boliviana. She is also a Certified RMA with over 25 years of experience. Marcel has held numerous positions in the financial planning and advisory industry as Chief Relationship Officer at Capital Formation Group, as well as at both Merrill Lynch and Morgan Stanley as a financial advisor. She has also held leadership positions at several financial institutions in Bolivia.
Marcel is heavily involved in her community. She is the founder of The Legacy Dialogues, which she created with the purpose of inspiring others to pursue philanthropy. She is also an active volunteer for the Alpha in Spanish program at her Church, on the Board of Overseers at Salem State University, and a founding member and former Chair of the Latino Council for Boston Children’s Hospital. When Marcel is not in the office or volunteering, she enjoys spending time with family, reading, meditating, and doing yoga.
Jordi A. Bakovic, CFP®
Jordi joined TQM Wealth Partners in 2017 as an Operations Manager. He has since become a CERTIFIED FINANCIAL PLANNER™ professional who possesses a profound understanding of the unique challenges and opportunities faced by high net-worth families. When Jordi partners with you, his first goal is to understand your unique circumstances and the financial tools that are best suited for you to manage your financial health with a sense of purpose. With a view across financial, investment, risk, and legacy planning Jordi is a pro-active partner for you to achieve financial independence and cultivate prosperity.
Beyond his financial expertise, he is also an avid believer in the power of effective communication and collaboration. In his spare time, he takes on the role of President at a local Toastmasters club. When not immersed in financial strategies or Toastmasters meetings, you might find Jordi presenting educational workshops on financial literacy and good spending habits, exploring new hiking trails, and most importantly enjoying personal time with his family. Balancing his professional pursuits with personal interests keeps Jordi energized and enables him to bring a fresh perspective to every aspect of his life.
If you are ready to embark on a journey towards financial well-being, reach out and start a conversation to explore the possibilities as Jordi is here to guide, support, and empower you every step of the way.
Miguel A. Rios, CFP®
Miguel joined TQM in 2020 as a Business Development Manager and currently serves as a Wealth Planner and Wealth Adviser. He showcases an in-depth understanding of financial planning, investment strategies, and legacy building. He develops personalized comprehensive financial plans that align with each client’s unique goals and aspirations. He then stewards clients through their financial decisions to ensure they are in line with their long-term objectives.
Miguel holds a Master of International Business from Florida International University, Chapman Graduate Business School as well as a BSc in Business Administration and a Finance specialization from Universidad Mayor de San Simon. He brings over 16 years of prior experience in the financial industry, having worked in executive positions in compliance and risk management to deliver comprehensive financial risk analyses to clients. He is also highly trained and experienced in Anti-Money Laundering procedures. During his time at TQM Wealth Partners, Miguel earned his CFP® designation as he wants to stay forefront of the financial industry, continuously seeking opportunities for growth and staying up to date with the latest trends and strategies.
Miguel’s deep involvement extends beyond his role at TQM Wealth Partners. He is a board member of the Great Neck Chamber of Commerce, member of the North Shore Hispanic Chamber of Commerce, ALPFA member, and he is the Co-President of the Great Neck Rotary Club. Miguel also volunteers at Maggie’s Magic Garden — a community garden located in Manhattan, NY. These affiliations highlight his commitment to making a positive impact in the local community.
Outside of work, Miguel loves and cherishes time spent with his family. He especially loves visiting new places when traveling to his daughter’s volleyball tournaments, going to parks, watching movies, and listening to music with the family.
Administration and Marketing
Maja joined the TQM team in 2021 as an Executive Assistant and Marketing Coordinator. She is a critical utility player on the team; her responsibilities include client onboarding, information system management, marketing management, and office administration.
Maja has a bachelor’s degree in tourism and relationship management from Kristiania University College in Norway. Her prior experience is in tourism, communications, and publishing.
When not in the office, Maja is inspired daily by her husband and her children. You can find her on various Marblehead soccer fields dropping off, picking up, and cheering on her son and daughter. She loves to spend time outdoors with her family and friends as well as cooking up delicious recipes for loved ones.